High yield investment programs in most cases accept deposits made via e-currencies, but what are the most popular in the HYIP industry? Well, first of all let us mention that HYIP admins prefer to use non-reversible and highly liquid payment processors, such as Liberty Reserve, Perfect Money, SoildTrustPay, and AlertPay. Why do they do so and how does it influence the investor – I will try to explain.
Well, Liberty Reserve is a well-known e-currency thanks to the anonymity of all payments and the fact that all of them are non-reversible. Liberty Reserve will never share customers’ information, will never reverse the payment, that is why it is truly loved by HYIP admins and is used as a primary e-currency by a great majority of high yield investment programs. Besides it, it has a low fee for internal transactions – just 1%, which is low comparing to 3,4% of PayPal. Also Liberty Reserve has a high level of accounts’ security thanks to the advanced security system and can be easily integrated into any website (this is the main secret of its popularity among HYIP monitoring websites).
Perfect Money was created as an alternative of Liberty Reserve, its creators used Liberty Reserve as a prototype. The main advantage was the absence of fees for internal transactions at all, however after a while they started to charge a 0,5% fee. The disadvantage of this system is the lower security level comparing to LR, that is why it hasn’t become the leader in HYIP and HYIP monitor industry. However it has gained a decent level of popularity and is used by many HYIP programs nowadays. Same as Liberty Reserve, it is non-reversible e-currency, any disputes or reversals are impossible.
SolidTrustPay is a payment processor that has the following specialty: it allows accepting payments via credit cards. The fees for transactions are much higher than ones at Liberty Reserve and Perfect Money, the security level is lower. The significant feature is that it is partly-reversible: if HYIP has scammed you, you will receive your money back in case they are still on the account of
HYIP admin. In case the funds left on this account are not enough to pay everyone, the left amount will be divided between all investors according to the invested amounts.
AlertPay is another partly reversible payment processor. Same story: the money will be returned only in case they are still on the account of HYIP. However AlertPay is a highly liquid e-currency, so usually HYIP admin withdraws funds before investors open disputes.
And what about HYIP monitor? Well, HYIP monitoring websites usually use Liberty Reserve thanks to its integrity, security and low fees. I believe it is the best payment processor for any
HYIP monitor due to the features I mentioned above.
The conclusion of this story will be the response to the question: how to recover money from HYIP? As you can see, e-currencies that are popular in the HYIP and HYIP monitoring industry are either non-reversible or highly liquid, so there are almost no chances to get invested money back. That is why we strongly recommend you not to use the services of so-called "HYIP recovery" websites, as all of them are SCAMs! All you can do to get funds back is to open disputes in case you deposited via STP or AlertPay. This action doesn’t require any special skills, so you can do it yourself.
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